Rubyjam Fabric is very excited to offer a simple automated lay-buy service to our customers. Simply add the items you wish to purchase on lay-buy to your shop cart and select the Lay-Buy payment option. An initial down-payment of 20% of your order total will be required with the balance payable within two months. Your order will be cut and packed right away so it is ready to ship out once your final payment is received.

Rubyjam Fabric does not charge any interest, membership or service fees. Our Lay-Buy service provider will charge a very small administration fee of 1.9% of the total order value.

Lay-buy of Pre-Order Fabric:
While you are very welcome to include pre-order fabric in your lay-buy order, please understand that final payment is due on the advertised pre-order close date. If you are unable to finalise your lay-buy by the close date, you will be offered the option of exchanging the pre-order items for a store credit (in the form of a Rubyjam Fabric gift card) or increasing the unit price of the pre-order fabric from the discounted pre-order amount to the regular retail price (approximately $4-$5 per metre). This will be charged via PayPal invoice, payable by the final lay-buy due date. The only exception is where the total lay-buy payments received to date are equal to or exceed the value of the pre-order fabric in your lay-buy.

I appreciate that this special condition may be confusing, so I will contact you on receipt of any lay-buy that includes pre-order fabric to explain the conditions. I will also contact you again one week prior to the pre-order close date unless the pre-order fabric amount has already been covered.

Checking the status of your Lay-buy:
Please contact me if you wish to find out how much is owing on your lay-buy or if you wish to pay out the balance of your lay-buy early.

Cancellation of Lay-buy by Customer:
Cancellation of a lay-buy will attract a A$25 restocking fee. Please understand that your fabric order will be cut and packed at the time your initial lay-buy down-payment is received. This restocking fee is intended to cover the payment processing charges, wasted packaging materials, time taken to prepare your order and verify the paperwork as well as the potential loss I may incur if failing to resell your specific order to another customer.

If the total amount paid to date is less than A$25, this amount will be forfeited in lieu of the regular restocking fee.

Cancellation of Lay-buy by Rubyjam Fabric:
In the unlikely event that Rubyjam Fabric deems it necessary to cancel a lay-buy, it will be done in accordance to Australian legislation as outlined on the ACCC website.

Need to know more?
Lay-Buy Powered by Paypal - please visit our service provider's website for the full terms and conditions.