Rubyjam Fabric offers a simple automated lay-buy service to our customers. Simply add the items you wish to purchase on lay-buy to your shop cart and select the Lay-Buy payment option. An initial down-payment of 20% of your order total will be required with the balance payable within two months. Your order will be cut and packed right away so it is ready to ship out once your final payment is received.

Rubyjam Fabric does not charge any interest, membership or service fees. Our Lay-Buy service provider will charge a very small administration fee of 1.9% of the total order value.

Checking the status of your Lay-buy:
Please contact us if you wish to find out how much is owing on your lay-buy or if you wish to pay out the balance of your lay-buy early.

Cancellation of Lay-buy by Customer:
Cancellation of a lay-buy will attract a A$25 restocking fee. Please understand that your fabric order will be cut and packed at the time your initial lay-buy down-payment is received. This restocking fee is intended to cover the payment processing charges, wasted packaging materials, time taken to prepare your order and verify the paperwork as well as the potential loss we may incur if failing to resell your specific order to another customer.

If the total amount paid to date is less than A$25, this amount will be forfeited in lieu of the regular restocking fee.

Cancellation of Lay-buy by Rubyjam Fabric:
In the unlikely event that Rubyjam Fabric deems it necessary to cancel a lay-buy, it will be done in accordance to Australian legislation as outlined on the ACCC website.

Need to know more?
Lay-Buy Powered by Paypal - please visit our service provider's website for the full terms and conditions.

Effective 23/12/2016, 9:13 am AEDT